Oklahoma Boat Insurance

When you choose Lynnae Insurance Group for your Oklahoma boat insurance, you get the personalized service of an agent right here in Oklahoma City, with all the conveniences of an online company! With benefits such as ANPAC’s online account access, CA$HBACK from ANPAC, Common Cause of Loss Deductible, it’s not hard to see why thousands of Oklahoman families trust with Lynnae Insurance Group and ANPAC with their Oklahoma boat insurance.

Here is everything you need to know from soup to nuts.

Lynnae Insurance Group Standards

5-Star Claims Service

ANPAC® Five Star Claim Service℠ is designed to provide assurance and confidence throughout the claims process. Our focus is on what you need and when you need it. ANPAC®'s commitment to excellence is not only revealed by our customer satisfaction ratings, but by independent rating organizations such as A.M. Best and Standard and Poor's. Learn More »

Low Deductible Options

Unlike the other guys, who want to your deductible to be a percentage of your coverage, we offer fixed deductibles to fit your needs, just like it's been done for 50 years. Learn more »

Professional Insurance Review

Not sure exactly what kind of insurance you need? No problem. We offer a professional insurance review to help determine precisely what kind of coverage you need and the discounts you deserve. Learn more »

Online Account Access

Log on 24/7 to make changes, print ID cards, or review your account. Log in now »

Easy Policy Transfer

Lynnae makes initiating your new policy easier than ever. We'll contact your mortgage company to change your escrow account and even cancel your previous insurance policy to ensure no lapse or overlap in coverage. Buying a new home? We can handle that too! Learn More »

ANPAC® iPhone App

Insured2Go℠ contains you an amazing array of features designed to ease the process of filing a claim…something you can now do directly from your iPhone. Insured2Go℠ allows you to:
  • Report or check the status of a claim
  • Review policy information
  • Receive roadside assistance
  • Contact information for your local agent
  • And more!
Learn More » Download Now »

Available Benefits

Common Cause of Loss

Multiple claims from a single incident? Now only pay one deductible! If your car and your house get damaged in a single incident, you’ll only have to pay your home deductible, potentially saving you thousands. Learn More »

Ca$hback from ANPAC®

Simply remain claim-free for three consecutive years from your Ca$hback anniversary date, on both your auto and homeowner policies, and you’ll receive a check for 25% of your combined first-year premiums! Learn More »

Available Discounts

Multi-Policy Discount

Combining your home and auto insurance policies with ANPAC not only gives you the unique CASHBACK and Common Cause of Loss programs, you will also receive a discount on your homeowners insurance of 30%. Learn More »

Tri-Line Coverage Discount

Requirements: Home + Auto + qualifying Life Policy
Policies: Home, Auto, Boat, Classic Car, Motorcycle

Personalized Approach

Oklahoma boat insurance is different than any other state. With claims ranging from hail storms to theft – we see all! This requires the experience of a local Oklahoma agent like Mike and Jill Kahn to guide you through the complexities of boat insurance in Oklahoma.

 Questions about Oklahoma boat insurance? Great! We have answers.

What types of boats do you cover?

Lynnae Insurance Group covers most types of boats seen on Oklahoma lakes. These would include Ski Boats, Wakeboarding Boats, Fishing Boats, Sail Boats, Pontoon Boats, Personal Watercraft (Seadoo’s), House Boats, and High Performance Boats.

Do I need boat insurance?

Similar to insuring a vehicle, your boat insurance can provide full coverage, or liability only.  Even if your boat does not have a high enough value to warrant full replacement coverage, it is very important that you at least cover it for liability. Just like a vehicle accident, if you are deemed liable for a boating accident, the other party the other party will look to collect on damage to their boat as well as their injuries. Just like a vehicle accident this can cost thousands of dollars. Carrying liability insurance will give you the peace of mind knowing your assets are covered in the event of an accident.

How much boat coverage do I need?

Lynnae Insurance Group recommends all boaters carry liability coverage of at least $300,000, property coverage of the value of the boat, and medical coverage from $2,000 to $5,000.

The liability coverage for your boat provides coverage in the event that someone is injured and you are deemed liable. Property coverage on your boat policy, provides coverage for damage to the boat, in or out of the water. Medical coverage provides coverage for any guests who are injured, either while on the boat or engaged in water sports such as skiing.

How is ANPAC’s policy different?

ANPAC’s Watercraft Policy now comes standard with the unique benefit of Full Replacement coverage on the lower-end of your motor. This policy benefit gives you the Full Replacement Value of your lower-end motor repair or replacement should it be damaged by a covered peril. This type of damage is common in shallow sections of Oklahoma lakes.

If you are like us, you like talking to real people.