Ca$hback from ANPAC®

To date, the CA$HBACK from ANPAC® program has rewarded Oklahomans over $19,000,000 for remaining claim-free! We want to reward you too!


The CA$HBACK FROM ANPAC® program rewards you by refunding 25% of your combined auto and homeowner premiums. Simply remain claim free for three consecutive years from your CA$HBACK anniversary date, on both your auto and homeowner policies, and you’ll receive a check for 25% of your combined first-year premiums.  Your CA$HBACK reward begins three years after your CA$HBACK Anniversary Date, paying you 25% of the first year’s premiums andcontinues to pay you 25% each year thereafter if you remain claim-free!


How Can We Refund 25% of your Premiums?

It costs us more to write new business than to keep a good policyholder like you. Therefore, the longer we keep you as a satisfied customer, the better for our company…and for you. We spend less and so do you!

The Auto-Home discount may automatically apply and the amount of discount will vary and may decrease based on the length of time that both your automobile and homeowners policies have been insured with American National Property and Casualty Company. Other qualifications or requirements may impact the application of this discount.

*Homeowner premiums used to calculate a CA$HBACK reward do not include earthquake, equipment breakdown, and Secure I.D. From ANPACSM endorsement premiums.
***Claim-Free means no paid claims of any type, other than automobile towing and labor claims, homeowner earthquake, equipment breakdown and/or stolen identity claims.
†Three consecutive years from your policy anniversary date.